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Liability Insurance

Liability insurance header

Every business needs or should have liability insurance. Whether you are a carpenter, scaffolder or builder or even a solicitor you should hold liability insurance. There are 3 main forms of liability insurance:

  • Public Liability
  • Product Liability
  • Employers Liability

As a business you should always have public and products liability, However if you employ staff in any way then you must carry employers liability insurance by law.

With over 20 years experience in arranging liability insurance we can offer you and your business a very competitive liability insurance policy regardless of your trade. Accidents do happen and carrying liability insurance protects you and your business should the worst happen.

Here at Mitchel Lee insurance we offer a minimum level of £1 million public/products liability insurance but we can offer up to £10 million public/products liability. The level of cover you choose will be based upon your business requirements. For example some government agencies will not use tradesman who do not carry a minimum of £5 million public liability insurance. If you are unsure of the level of cover you should have then please speak to our advisors who will be able to point you in the right direction.

If you would like a quotation then please call our advisors on 0121 667 3005. Our advisors will discuss the cover options you with whilst ensuring you carry the minimum legal requirements for your business. In order to obtain a quotation please have the following information handy when you call:

  • Annual Turnover
  • Annual Wageroll
  • What is the maximum height you work at
  • What is the maximum depth you work at
  • Do you utilise heat when performing your trade, if so what percentage of you work involves heat
  • Do you work on domestic, commercial or industrial premises

These are the core elements which assist us in obtaining a competitive quotation for your business.

To obtain a quotation please call 0121 667 3005.