Commercial combined insurance is a combination of policy covers, and the type of cover will vary depending on the businesses individual requirements.
If you own business premises it is likely that you hold a commercial combined insurance policy. Whether you are a manufacturer, wholesaler or retailer it is likely that you hold a commercial combined policy to cover the risks associated with your individual business.
Typical Policy Covers Include:
- All Risks
- Business Interruption
- Employers Liability
- Public & Products Liability
- Personal Accident
- Goods In Transit
- Refrigerated Stock
- Loss of licence
These are just some of the more typical policy covers that are usually found under a commercial combined insurance policy. If your particular business is of more a specialist nature then you might find additional covers are available.
As an independent insurance commercial combined insurance makes up about 30% of all the policies we arrange for our clients. Due to the very bespoke nature of a commercial combined policy many businesses will utilise and advisor such as ourselves rather then attempting to arrange the cover online.
With a range of policy covers to choose from it is important that business owners receive knowledgeable advice to ensure that their business is adequately protected.
If you choose Mitchel Lee Insurance consultants for your business insurance then you will receive your own personal advisor who will discuss the cover options available to your business. Where possible our advisors will visit your premises to review your current insurance arrangements and demonstrate areas where cover should or could be improved and areas where savings can be made.
Once we have reviewed your insurance requirements we will perform a market survey to obtain the best possible policy terms and premium available. Once we have done this we will discuss the options available to you and recommend the policy we feel meets your requirements exactly.
If you would like to find out how Mitchel Lee Insurance Consultants can help your business please call us on 0121 667 3005.